nib: Travel Insurance
Travel Insurance Cover
 
 

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Australian cancellation

Required fields are marked with an asterisk (*)

:: Trip Details
Departure Date
dd/mm/yyyy
Return Date
dd/mm/yyyy
Fare Paying Passenger Details
Date of Birth
Resident of Australia
Fare Paying Passenger Details
Date of Birth
Resident of Australia
Have you already departed from your normal place of residence in Australia?

IMPORTANT INFORMATION
About your policy
  • The Certificate of Insurance must be issued prior to the commencement of your trip.
  • Insurance is not available to travellers outside of Australia.
  • There is no cover under this policy for claims relating to an existing medical condition other than those automatically covered, luggage or a trip in excess of 12 months.
  • You cannot substitute the nominated insured, whose name appears on the Certificate of Insurance.
  • There is no provision to suspend this policy during the period of insurance.
  • This policy ends once you have returned to your normal place of residence within Australia.
Your duty of disclosure
Before you enter into, vary or extend an insurance contract, you have a duty of disclosure under the Insurance Contracts Act 1984.

When we ask you questions that are relevant to our decision to insure you and on what terms, you must tell us anything that you know and that a reasonable person in the circumstances would include in answering the questions.

When amending or extending your contract of insurance, we will ask you specific questions about any change in your circumstances. You must tell us about any change to something you have previously told us, otherwise you will be taken to have told us that there is no change.

You have this duty until we agree to insure, amend or extend the contract. If you do not tell us anything you are required to tell us, we may cancel your contract or reduce the amount we will pay you if you make a claim, or both.

If your failure to tell us is fraudulent, we may refuse to pay a claim and treat the contract as if it never existed.
 
Electronic communication
By applying online you agree to receive quotation, medical and policy documentation electronically for all travellers on the quote/policy to the email address you provide.
 
Privacy
We collect your personal information, and in some cases your sensitive information in order to issue, arrange and manage your travel insurance or to provide you with related services. We will only collect personal and sensitive information from you or from those authorised by you.

We may disclose your personal and sensitive information to third parties involved in the above process, such as travel agents and consultants, travel insurance providers, insurers and reinsurers, claims handlers, investigators and cost containment providers, medical and health service providers, legal and other professional advisers, your and our agents and our related companies. Some of these third parties may be located in other countries such as the UK, Europe and USA.

Our Privacy Policy details how we collect, use, store and disclose your personal and sensitive information as well as how you can seek access to and correct your personal information or make a complaint. You may not access or correct personal information of others unless you have been authorised by them, or are authorised under law or they are your dependants.

By providing us your personal and sensitive information you consent to us collecting, using, storing and disclosing it in accordance with our Privacy Policy. If you don't provide all of the personal and sensitive information we've requested we may not be able to provide you with our services or products including being able to process your application for insurance.