nib: Travel Insurance
Ouch.com.au
 
 

Get a Quote

Annual multi trip

Required fields are marked with an asterisk (*)

:: Trip Details
Commencement Date
dd/mm/yyyy
What is the country or region you will be spending the majority of your trip?
Adult Details
Date of Birth
Resident of Australia
Adult Details
Date of Birth
Resident of Australia
No. of Accompanying Children
  Children (0-24 yrs)
Have you already departed from your normal place of residence in Australia?

IMPORTANT INFORMATION
About your policy
  • This policy provides cover for any trip both overseas or within Australia.
  • You are covered whilst travelling independently of any other named adult on your policy.
  • There is no limit to the amount of trips you may take during your 12 month period of insurance.
  • The maximum duration of any one trip is 60 days.
  • Travellers must be in Australia at the time the Certificate of Insurance is issued.
  • If you have a High Risk existing medical condition or require cover for an existing medical condition other than those automatically covered, an online Travellers Medical Application must be completed and submitted for approval by nib Insurance prior to issue of the Certificate of Insurance.
  • Provided you comply with the terms and conditions of this policy, including the requirements for an existing medical condition,you can select cover for an additional adult at any time during the period of insurance. Cover under this option will commence from the time you pay the premium until the period of insurance ends.
  • You cannot substitute the nominated insured, whose name appears on the Certificate of Insurance. This does not apply to Section D9 Alternative Staff" provided the replacement employee submits an Application Form and if required, a Travellers Medical Application and cover is approved by us.
Your duty of disclosure
Before you enter into, vary or extend an insurance contract, you have a duty of disclosure under the Insurance Contracts Act 1984.

When we ask you questions that are relevant to our decision to insure you and on what terms, you must tell us anything that you know and that a reasonable person in the circumstances would include in answering the questions.

When amending or extending your contract of insurance, we will ask you specific questions about any change in your circumstances. You must tell us about any change to something you have previously told us, otherwise you will be taken to have told us that there is no change.

You have this duty until we agree to insure, amend or extend the contract. If you do not tell us anything you are required to tell us, we may cancel your contract or reduce the amount we will pay you if you make a claim, or both.

If your failure to tell us is fraudulent, we may refuse to pay a claim and treat the contract as if it never existed.
 
Electronic communication
By applying online you agree to receive quotation, medical and policy documentation electronically for all travellers on the quote/policy to the email address you provide.
 
Privacy
We collect your personal information, and in some cases your sensitive information in order to issue, arrange and manage your travel insurance or to provide you with related services. We will only collect personal and sensitive information from you or from those authorised by you.

We may disclose your personal and sensitive information to third parties involved in the above process, such as travel agents and consultants, travel insurance providers, insurers and reinsurers, claims handlers, investigators and cost containment providers, medical and health service providers, legal and other professional advisers, your and our agents and our related companies. Some of these third parties may be located in other countries such as the UK, Europe and USA.

Our Privacy Policy details how we collect, use, store and disclose your personal and sensitive information as well as how you can seek access to and correct your personal information or make a complaint. You may not access or correct personal information of others unless you have been authorised by them, or are authorised under law or they are your dependants.

By providing us your personal and sensitive information you consent to us collecting, using, storing and disclosing it in accordance with our Privacy Policy. If you don't provide all of the personal and sensitive information we've requested we may not be able to provide you with our services or products including being able to process your application for insurance.