|Required fields are marked with an asterisk (*)|
|:: Trip Details|
|* Departure Date|
|* Return Date|
|* Are you spending more than 72 hours in the USA, Canada or Antarctica?|
|* What is the country or region you will be spending the majority of your trip?|
|* Cover Type|
|* No. of Accompanying Children|
|* Have you already departed from your normal place of residence in Australia?|
|Your duty of disclosure
|Before you enter into, vary or extend an insurance contract, you have a duty of disclosure under the Insurance Contracts Act 1984.
When we ask you questions that are relevant to our decision to insure you and on what terms, you must tell us anything that you know and that a reasonable person in the circumstances would include in answering the questions.
When amending or extending your contract of insurance, we will ask you specific questions about any change in your circumstances. You must tell us about any change to something you have previously told us, otherwise you will be taken to have told us that there is no change.
You have this duty until we agree to insure, amend or extend the contract. If you do not tell us anything you are required to tell us, we may cancel your contract or reduce the amount we will pay you if you make a claim, or both.
If your failure to tell us is fraudulent, we may refuse to pay a claim and treat the contract as if it never existed.
|By applying online you agree to receive quotation, medical and policy documentation electronically for all travellers on the quote/policy to the email address you provide.
|We collect your personal information, and in some cases your
sensitive information in order to issue, arrange and manage your
travel insurance or to provide you with related services. We will
only collect personal and sensitive information from you or from
those authorised by you.
We may disclose your personal and
sensitive information to third parties involved in the above
process, such as travel agents and consultants, travel insurance
providers, insurers and reinsurers, claims handlers, investigators
and cost containment providers, medical and health service
providers, legal and other professional advisers, your and our
agents and our related companies. Some of these third parties may
be located in other countries such as the UK, Europe and USA.
personal and sensitive information as well as how you can seek
access to and correct your personal information or make a
complaint. You may not access or correct personal information of
others unless you have been authorised by them, or are authorised
under law or they are your dependants.
By providing us your personal and sensitive information you consent to us collecting,
using, storing and disclosing it in accordance with our Privacy
Policy. If you don't provide all of the personal and sensitive
information we've requested we may not be able to provide you with
our services or products including being able to process your
application for insurance.